Private Pensions
Independent Pension Advice
Whether you are an individual looking to start a pension, considering redundancy offers or trying to find and claim pension benefits from your former Employer’s scheme, a Specialist Pension Advisor is available to help you.
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Independent Pension Advice
Whether you are an individual looking to start a pension, considering redundancy offers or trying to find and claim pension benefits from your former Employer’s scheme, a Specialist Pension Advisor is available to help you through the technical and regulatory process and simply explain the right pathway for developing the most tax-efficient solution for your personal situation.
Everybody’s situation is different based on age, earnings and status. Our Experienced Pension Advisors will take you through the sometimes-complicated procedures and regulation. They will explain in plain English what your options and entitlements are.
Free Comparison of charges, cost and fund performances are available on all leading Pension Providers in Ireland so that pros, cons and costs are clearly illustrated.
Depending on long term Investment objectives and ability to obtain tax relief the answer is a resounding YES.
You should be comfortable in your Retirement decisions and Long-term objectives. We will advise you on the most Tax efficient method of establishing your Pension Fund and getting the best value for money on Funds invested. We will compare the charges, fees and Fund Performances of all Pension Providers independently.
We will also examine any previous pensions you may have and advise you on consolidation of your Retirement plans. We will show you the way to maximize your Tax relief on Contributions and Tax-free cash payment from the Pension.
To avail of our assistance and guidance with a free Consultation within 24 hours, please call the number below or request a review.
This can happen if a Pension investor pursues a high-risk strategy without taking advice on the Investment pitfalls. There are typically a range of Investments funds available from low risk cash deposits to high risk shares and equities.
Our Specialist Pension Advisor will assist you in compiling a risk strategy that suits your age profile and Financial plan. The objective for the Sole Trader is to maximize Tax relief on your income while investing in a well-balanced Financial plan for Retirement.
There are a range of Pension plans and strategies suitable for the Self-Employed. Please call below to avail of best advice on the range of Tax efficient options available to you or request a review with our Experienced Pension Advisors.
As a Self-Employed Sole Trader, or a Company Director, there are highly Tax efficient options available. In simple terms, any trading profit which you make after the deduction of genuine cost and expenses is classed by Revenue as taxable income. Tax Relief is available on any personal pension payment made up to the maximum allowed on the scale below or an overall €115,000 Net Relevant Earnings.
In simple terms, any Self-Employed pension payment made against income earned at the high rate of tax can receive full Tax relief at 40%. We can assist you with calculating your maximum pension payable and your optimum tax relief available. To receive assistance with your Self-Employed pension relief calculation, please call below or request your review before you finalise your personal tax return.
Very little, except that P.R.S.A.’s may be more cost efficient or portable between employments / contracts. An employer who doesn’t have an official occupational scheme cannot add money to your Personal Pension but they can contribute to your PRSA.
I've heard there are high charges associated with paying into a personal pension plan, is this true?
It is essential that you get value for money and that the maximum amount of your contributions is invested in your retirement plan. To get the assistance of our experienced Pension planner and evaluation process, please call the number below or request a review.
Of course, Tax relief can be obtained on the Pension payments which have the effect of reducing your Income tax or Corporation tax bill. We specialise in optimizing the Pension Contributions while complying with all Revenue and Regulatory provisions. Your objective is to minimize your tax payment while increasing your Pension Contributions and Entitlements. We will assist you in maximizing your tax-free cash at Retirement.
To achieve the optimum pension provision in the most tax efficient fashion, please call the number below or request a review. We will be on your case within 24 hours.
What Our Clients Say
”Our Customers Have Rated Us “Great”
Extremely great service
The pension consultancy team at New Alliance are quite different to any pension advisors or general brokers that we have experienced. They have detailed knowledge of group pensions and executive schemes. Their advice is driven by a holistic approach to the individual executive, the group employer needs and the practical management of benefits in claims on a day to day basis. We released our pension brokers of almost 20 years in favour of New Alliance’s exceptional pension planning service. The company and employees are delighted with their advice and service levels.
Manufacturing Company, Midlands
I had several jobs before now and had various benefits with various group schemes. I am over 50 and have received my tax-free lump sum payments on my former employments as I continue to work and pay into my current occupational pension. New Alliance / Pension Planning offered me practical and worthwhile advice and I greatly benefited from their years of experience and expertise in pension planning.
R.H, Waterford
We had a mixed bag of former employment pensions and some property investments within a self-administered pension scheme. We were considering retiring abroad and needed a tax-efficient strategy to enable our retirement plans. The pension consultant in New Alliance was excellent in presenting our pre and post retirement options in Ireland and in the EU. We have since retired happily to Portugal
AMcG & JC, Galway
I had moved jobs a few times and had various benefits with former employers’ group schemes. I was unsure on how to consolidate or claim future benefits. I am over 50 and have enjoyed tax-free lump sum payments on former employments while I continue to work and fund my existing occupational pension. New Alliance TA Pension Planning were superb in identifying my entitlements and putting in place a pre-retirement strategy. The advice was practical and I benefited from their consultants’ vast experience in pension consolidation.
T.M., Cork
As a senior executive who became a company director, I had no long term pension strategy. I considered all of the executive and self-administered pension options available to me with the help of a senior pension planning consultant from New Alliance. There were many options which I had never considered or envisaged. I have now a bespoke pension strategy involving a mixed portfolio of traditional investment funds, local commercial property and investments within my self-administered pension plan. I know where my retirement plan is going for the first time thanks to the pension planning consultants in New Alliance.
Peter M., Dublin
The team at Pension Planning/ New Alliance assisted me in cashing in my former employment pension and starting a new personal pension. The service was prompt and efficient. The advice was clear and tax-efficient.
F.L. Cork City